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A fixed asset management application designed by Real Asset Management ‑ Fixed Asset Management Sof.
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RAM’s lease management tool provides complete control of both finance and operating leases. It will prove invaluable to all companies that incorporate a leasing policy for asset purchases or require better controls on asset rentals.

Features Include:

  • Manages both auto-generated and user-definable payment schedules, either in advance or in arrears.
  • Provides for multiple interest calculation methods, including Equal, Actuarial and Sum-of-Digits (Rule of 78).
  • Apportions lease payments between finance charges and the outstanding liability.
  • Leases can be terminated or rescheduled at any time and charges are automatically re-calculated.
  • Monitors expiration dates to prevent costly automatic extensions.
  • A full history of payments and events is held against each lease.
  • All management and statutory reports comply with SSAP21 and IAS17.

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