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A web‑based software system designed by ACH Direct.
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NCNVerify uses the National Check Network database to confirm the presence of sufficient funds to cover all pending payments for an account. The National Check Network database contains over 22 million accounts and allows NCNVerify to confirm that the payment you are receiving doesn’t have any pending items that it doesn’t have sufficient funds to honor. This program allows you to verify that an account is going to have proper funding when your transaction is processed, and that other transactions won’t force it to go negative before the payment you received is processed. Therefore, this product combined with ATMVerify can confirm that payments received not only have the funds available now; but will also have the funds available when the payment is processed, at some point in the future.

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